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        Privacy Policy

        Effective Date: 12/1/2024

         

        Tourmo Capital (“we,” “us,” or “our”) is committed to protecting your privacy and ensuring that your personal information is handled securely and responsibly. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our services, website, and any other platforms or communications with us.

         

        1. Information We Collect

        We may collect and process the following types of personal information:

        Personal Identifiable Information (PII): Name, address, phone number, email address, Social Security number, or other unique identifiers.

        Financial Information: Bank account details, income information, and credit history required for loan processing.

        Professional Information: Employment details, business information, and documents necessary for loan applications.

        Technical Information: IP address, browser type, device information, and usage data when you visit our website.

        Communications: Messages, inquiries, or other correspondence you send to us.

         

        2. How We Use Your Information

        We use your personal information for the following purposes:

        To process and evaluate loan applications and other financial services.

        To verify your identity and prevent fraud.

        To communicate with you about your account, application status, or inquiries.

        To improve our website, services, and customer experience.

        To comply with legal, regulatory, and contractual obligations.

        For marketing purposes, such as sending promotional emails (with your consent, where required).

         

        3. How We Share Your Information

        We do not sell your personal information. However, we may share it with:

        Service Providers: Third-party vendors that assist us in providing our services, such as credit bureaus, payment processors, and IT providers.

        Legal and Regulatory Authorities: When required to comply with applicable laws, legal proceedings, or government requests.

        Business Partners: With your consent, when partnering with third parties to offer additional services.

        Successors: In connection with a merger, sale, or transfer of business assets, your information may be transferred as part of the transaction.

         

        4. Data Security

        We implement appropriate physical, technical, and administrative measures to safeguard your personal information against unauthorized access, loss, or misuse. However, no method of data transmission or storage is completely secure, and we cannot guarantee absolute security.

         

        5. Your Choices and Rights

        Depending on your location, you may have the following rights regarding your personal information:

        Access and Correction: Request access to or correction of your personal data.

        Deletion: Request the deletion of your personal data, subject to legal and contractual obligations.

        Data Portability: Receive a copy of your personal information in a commonly used format.

        Opt-Out of Marketing Communications: Unsubscribe from marketing emails by following the instructions in the email or contacting us.

         

        To exercise your rights, please contact us at the information provided below.

         

        6. Cookies and Tracking Technologies

        Our website uses cookies and similar technologies to enhance your experience, analyze site usage, and deliver targeted advertising. You can manage or disable cookies through your browser settings.

         

        7. Third-Party Links

        Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies.

         

        8. Children’s Privacy

        Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

         

        9. Changes to This Privacy Policy

        We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated effective date. We encourage you to review this Privacy Policy periodically.

         

        10. Contact Us

        If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us:

         

        Tourmo Capital

        matt@tourmocapital.com

        By using our services or website, you agree to the terms of this Privacy Policy.